ToolPronto

50/30/20 budget calculator

Split take-home income into needs, wants and savings, or adjust the percentages to fit your plan.

Your entries stay in this browser and are never included in analytics.

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50/30/20 budget calculator

Split take-home income into needs, wants and savings, or adjust the percentages to fit your plan.

Your entries stay in this browser and are never included in analytics.

Monthly income$3,000.00
Needs
$1,500.00
Wants
$900.00
Savings
$600.00
Annual income
$36,000.00
Needs (%)
Wants (%)
Savings (%)
How it was calculated3000 × (50% + 30% + 20%)

The 50/30/20 rule is a flexible starting point, not a requirement or financial advice.

50/30/20 budget calculator

Split take-home income into needs, wants and savings, or adjust the percentages to fit your plan. Your entries stay in this browser and are never included in analytics. The 50/30/20 rule is a flexible starting point, not a requirement or financial advice.

50/30/20 budget calculator — How it was calculated

  • Turn take-home pay into a starting split for needs, wants, and savings.
  • Compare current category spending with a chosen allocation plan.
  • Adjust the three percentages to model a budget that still totals 100%.

How it was calculated

  1. Split take-home income into needs, wants and savings, or adjust the percentages to fit your plan.
  2. Your entries stay in this browser and are never included in analytics.
  3. The 50/30/20 rule is a flexible starting point, not a requirement or financial advice.